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Regulatory Change
Jul 05, 2018
Statement on the Implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act Amendments to the Home Mortgage Disclosure Act
CA 18-6
Jul 05, 2018
Home Mortgage Disclosure Act: Statement on the Implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act Amendments to the Home Mortgage Disclosure Act
OCC Bulletin 2018-19
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Word of the Day
Consumer Affairs Letters
Consumer Affairs Letters are guidance documents issued by Federal Reserve System to address significant policy and procedural matters related to the Federal Reserve System's consumer compliance supervisory responsibilities.
Consumer Affairs Letters are commonly known as CA Letters. CA Letters are guidance documents that may interpret the regulations, provide policy statements, or clarify the supervisory position on regulat...
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Current Indexes
30-Yr FRM PMMS
4.53%
0.06%
 
Wells Fargo COSI
0.51%
0.00%
 
COFI Rate
0.93%
0.05%
 
1 Yr CMT Rate
2.44%
0.01%
 
30Yr FRM APOR
4.57%
0.06%
 
FRB Prime Rate
5.00%
0.00%
 
FHFA ARM
4.59%
0.02%
 
MIRS
4.69%
0.03%
 
 
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Documents
DOCUMENTS
Originating Documents
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Acknowledgement of Receipt of GFE
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CPA Letter for Verification of Self Employment
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Fannie Mae Form 1003
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Pre-Approval Letter
 
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Servicing Documents
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Confirmation of Policy Expiration
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IRS Form 1098
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Non-Military Affidavit
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Notice of the Option to Escrow
 
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Documents
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Rates
RATES
Mortgage Rates
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Primary Mortgage Market Survey Rates (PMMS)
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Average Prime Offer Rate (APOR)
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FHFA Adjustable Rate Mortgage (ARM) Index
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Monthly Interest Rate Survey (MIRS)
Prime Rates
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FRB Prime Rate
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WSJ Prime Rate
Reference Rates
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Constant Maturity Treasury (CMT)
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Cost of Savings Index (COSI)
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Cost of Funds Index (COFI)
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Monthly Treasury Average (MTA)
Discontinued Indices
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Cost of Deposit Index (CODI)
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Fannie Mae LIBOR
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Debt to Income and Housing Ratio Calculator
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LTV CLTV Calculator
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Compound Interest Calculator
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Effective Interest Rate Calculator
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Know all there is to know about the US Mortgage Industry. We help you to make a well informed decision. Amortization, Blended Rate, Debt To Income Ratio, Home Equity, Prepayment & many more topics.
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Learn what it takes to get a mortgage broker License, Salesperson License in state of California and New York. Purpose and Benefits of Licensing, CA BRE Trends and many more topics.
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