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Regulatory Change
Dec 07, 2018
Property Assessed Clean Energy (PACE)
ML 2017-18
Mar 01, 2018
Extension of Disaster Foreclosure Moratoriums for Specified Areas Impacted by Hurricane Maria
ML 2018-02
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Glossary
Word of the Day
Principal Interest Taxes and Insurance
PITI acronym refers to the monthly payment which includes the sum of principal, interest, taxes, and insurance.
PITI is the monthly mortgage payment that a borrower is required to make. For this reason the PITI is also known as the mortgage payment or monthly payment.
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Loan Amount: $


Interest Rate: % per annum


Loan Term: years


Monthly Payment: $ per month

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Current & Historical Graphs
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Current Indexes
30-Yr FRM PMMS
4.62%
0.08%
 
Wells Fargo COSI
0.30%
0.00%
 
COFI Rate
0.82%
0.04%
 
1 Yr CMT Rate
2.35%
0.00%
 
30Yr FRM APOR
4.65%
0.07%
 
FRB Prime Rate
4.75%
0.00%
 
FHFA ARM
4.28%
0.16%
 
MIRS
4.34%
0.18%
 
 
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INSIGHTS
 
 
Documents
DOCUMENTS
Originating Documents
»
Acknowledgement of Receipt of GFE
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CPA Letter for Verification of Self Employment
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Fannie Mae Form 1003
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Pre-Approval Letter
 
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Servicing Documents
»
Confirmation of Policy Expiration
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IRS Form 1098
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Non-Military Affidavit
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Notice of the Option to Escrow
 
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Documents
Explore comprehensive list of mortgage documents
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Rates
RATES
Interest Rates
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Primary Mortgage Market Survey Rates (PMMS)
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Monthly Interest Rate Survey (MIRS)
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National Average Contract Mortgage Rate (NACMR)
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FRB Prime Rate
ARM Indexes
»
Cost of Savings Index (COSI)
»
Cost of Funds Index (COFI)
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Constant Maturity Treasury (CMT)
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Monthly Treasury Average (MTA)
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WSJ Prime Rate
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Regulation
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Affordability Calculator
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Principal Balance Calculator
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Refinance Calculator
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Amortization Table Calculator
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Rent Vs Buy Calculator
Mortgage Maths
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Blended Rate Calculator
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Debt to Income and Housing Ratio Calculator
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Home Equity Calculator
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LTV CLTV Calculator
Mortgage Maths
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Compound Interest Calculator
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Effective Interest Rate Calculator
Finance
Know all there is to know about the US Mortgage Industry. We help you to make a well informed decision. Amortization, Blended Rate, Debt To Income Ratio, Home Equity, Prepayment & many more topics.
Licensing
Learn what it takes to get a mortgage broker License, Salesperson License in state of California and New York. Purpose and Benefits of Licensing, CA BRE Trends and many more topics.
Loan Products
Confused about the choosing right loan product for you? We help you decide the loan product that suits your needs best. Fixed Rate Mortgages, Conforming Loans, Conventional Loans, Balloon Loans & many more topics.
Glossary
Learn what it takes to get a mortgage broker License, Salesperson License in state of California and New York. Purpose and Benefits of Licensing, CA BRE Trends and many more topics.
Glossary
DOCUMENTS
It offers information by keeping lender, borrower, broker, investors, and other stakeholders in mind. It also brings together both the academic and practical viewpoints.
Licensing
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