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Regulatory Change
Jul 05, 2018
Statement on the Implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act Amendments to the Home Mortgage Disclosure Act
CA 18-6
Jul 05, 2018
Home Mortgage Disclosure Act: Statement on the Implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act Amendments to the Home Mortgage Disclosure Act
OCC Bulletin 2018-19
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Glossary
Word of the Day
Property Address Certification
Property Address Certification is an affidavit where the preparer attests and confirms the correct address of a property.
The document is used to confirm the correct address of a property. The lender may require this document to make sure that it is using the correct property address in loan documentation and that it will be able to defend its lien on the property.
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Current Indexes
30-Yr FRM PMMS
4.53%
0.06%
 
Wells Fargo COSI
0.51%
0.00%
 
COFI Rate
0.93%
0.05%
 
1 Yr CMT Rate
2.44%
0.01%
 
30Yr FRM APOR
4.57%
0.06%
 
FRB Prime Rate
5.00%
0.00%
 
FHFA ARM
4.59%
0.02%
 
MIRS
4.69%
0.03%
 
 
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Documents
DOCUMENTS
Originating Documents
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Acknowledgement of Receipt of GFE
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CPA Letter for Verification of Self Employment
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Fannie Mae Form 1003
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Pre-Approval Letter
 
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Servicing Documents
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Confirmation of Policy Expiration
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IRS Form 1098
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Non-Military Affidavit
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Notice of the Option to Escrow
 
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Documents
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Rates
RATES
Mortgage Rates
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Primary Mortgage Market Survey Rates (PMMS)
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Average Prime Offer Rate (APOR)
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FHFA Adjustable Rate Mortgage (ARM) Index
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Monthly Interest Rate Survey (MIRS)
Prime Rates
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FRB Prime Rate
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WSJ Prime Rate
Reference Rates
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Constant Maturity Treasury (CMT)
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Cost of Savings Index (COSI)
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Cost of Funds Index (COFI)
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Monthly Treasury Average (MTA)
Discontinued Indices
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Cost of Deposit Index (CODI)
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Fannie Mae LIBOR
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Effective Interest Rate Calculator
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