Mortgages Analyzed
Mortgages Analyzed
Mortgages Analyzed
Monthly Treasury Average

What is Monthly Treasury Average?

Monthly Treasury Average is the twelve month moving average of the monthly values of 1-Year Constant Maturity Treasury (1-Yr CMT) index.
What It Means
The current and historical monthly values of 1-Yr CMT index is published by the Federal Reserve on their website. MTA is used as an index for a number of adjustable rate mortgage loans. It is most used in Payment Option ARMís (negative amortization loans).
Other Names
12-Month Moving Average Treasury Index; 12-Month Moving Average Treasury Index; 12-Month Treasury Average Index; 12 Month Average Treasury Index; 12-Month Treasury Average

Related Terms

  • Constant Maturity Treasury: Constant Maturity Treasury rates are the interpolated yields based on the yields of the recently auctioned treasury bills, notes, and bonds.... Read More
  • Cost of Funds Index: Cost of Funds Index is the weighted average interest expense paid by reporting financial institutions on their borrowings. COFI stands for the 11th Di... Read More
  • Cost of Savings Index: Cost of Savings Index is the weighted average of all the interest rates paid on Certificate of Deposits held by individual depositors of Wells Fargo a... Read More
  • Prime Rate: Prime Rate refers to the interest rate charged by banks on loans lent to their most credit worthy customers... Read More
  • FRB Prime Rate: Federal Reserve Bank Prime Rate is the rate posted by a majority of top 25 (by assets in domestic offices) insured U.S. chartered commercial banks.... Read More


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