Mortgages Analyzed
Mortgages Analyzed
Mortgages Analyzed
 
Mortgage Related Laws and Regulations
     Type:
Agency:
Search:
Show Expired Regulation
Sort by: DATE ↑
21 Records found
 < 
 Previous
1
2 3
Previous
Page
Next
Page
Page 1 of 3
 
FIL-50-2013
The federal financial institution regulatory agencies have jointly issued supervisory guidance clarifying certain issues related to the accounting treatment and regulatory classification of commercial and residential real estate loans that have undergone troubled debt restructurings (TDRs). The agencies' guidance reiterates key aspects of previously issued guidance and discusses the definition of a collateral-dependent loan and the classification and charge-off treatment for impaired loans, incl...   Read More
Oct 24, 2013
 
SR 12-10, CA 12-9
This letter conveys various questions and answers regarding the management of OREO by institutions regulated by the Federal Reserve. During the recent financial crisis, financial institutions have experienced a rise in OREO caused by general weaknesses in the housing market, including increases in delinquencies and defaults, house price declines, and weaknesses in the structure of a number of commercial real estate financings. The attached Questions and Answers for Federal Reserve-Regulated Inst...   Read More
Jun 28, 2012
 •  OTHER REAL ESTATE  •  ASSET QUALITY  •  COMMERCIAL REAL ESTATE  •  ACCOUNTING  •  APPRAISALS  •  MORTGAGES
 
CA 12-9, SR 12-10
This letter conveys various questions and answers regarding the management of OREO by institutions regulated by the Federal Reserve. During the recent financial crisis, financial institutions have experienced a rise in OREO caused by general weaknesses in the housing market, including increases in delinquencies and defaults, house price declines, and weaknesses in the structure of a number of commercial real estate financings. The attached Questions and Answers for Federal Reserve-Regulated Inst...   Read More
Jun 28, 2012
 •  OTHER REAL ESTATE  •  ASSET QUALITY  •  COMMERCIAL REAL ESTATE  •  ACCOUNTING  •  APPRAISALS  •  MORTGAGES
 
SR 12-5, CA 12-3
The Federal Reserve is issuing the attached Policy Statement on Rental of Residential OREO Properties (policy statement) to remind banking organizations and examiners that the Federal Reserve's regulations and policies permit the rental of OREO properties as part of an orderly disposition strategy within statutory and regulatory limits.

In light of the current extraordinary conditions in housing markets, the policy statement indicates that banking organizations may rent one- to four-family re...   Read More
Apr 05, 2012
 
CA 12-3, SR 12-5
The Federal Reserve is issuing the attached Policy Statement on Rental of Residential OREO Properties (policy statement) to remind banking organizations and examiners that the Federal Reserve's regulations and policies permit the rental of OREO properties as part of an orderly disposition strategy within statutory and regulatory limits.

In light of the current extraordinary conditions in housing markets, the policy statement indicates that banking organizations may rent one- to four-family re...   Read More
Apr 05, 2012
 
SR 12-3
The Board of Governors of the Federal Reserve System, together with the Federal Deposit Insurance Corporation, the National Credit Union Administration, and the Office of the Comptroller of the Currency, has issued the attached guidance addressing allowance estimation practices for junior lien loans and lines of credit (collectively, junior liens).

Domestic banking organizations supervised by the Federal Reserve are reminded to consider all credit quality indicators relevant to their junior ...   Read More
Jan 31, 2012
 
FIL-71-2011
The FDIC will host a free telephone seminar to discuss prudent commercial real estate (CRE) loan workouts and related accounting issues, including the treatment for troubled debt restructurings (TDRs). The seminar will be held from 1:00 to 2:30 p.m. EST on December 15, 2011. Employees of all FDIC-supervised institutions are invited to participate.

Highlights:

- The FDIC recognizes that prudent CRE workouts are often in the best interest of financial institutions and creditworthy CRE borrow...   Read More
Nov 23, 2011
 
SR 09-7
The Federal Reserve, along with the other financial regulators of the Federal Financial Institutions Examination Council (FFIEC),1 has adopted the attached policy statement on Prudent Commercial Real Estate Loan Workouts. The Federal Reserve and the other financial regulators issued this policy statement to update longstanding guidance regarding the workout of CRE loans, especially in light of recent increases in such workouts. This guidance is intended to promote prudent CRE loan workouts at re...   Read More
Oct 30, 2009
 
FIL-49-2009
The federal banking agencies are requesting comment on a proposal to better align capital requirements with the actual risk of certain exposures and to obtain public comment on the effect on regulatory capital that will result from the implementation of the Financial Accounting Standards Board's Statement of Financial Accounting Standards No. 166, Accounting for Transfers of Financial Assets, an Amendment of FASB Statement No. 140 (FAS 166), and Statement of Financial Accounting Standards No. 16...   Read More
Aug 27, 2009
 •  ACCOUNTING  •  MORTGAGE LOAN MODIFICATION  •  MORTGAGES
 
SR 05-10
The Federal Reserve Board, Office of the Comptroller of the Currency, Federal Deposit Insurance Corporation, Office of Thrift Supervision, and National Credit Union Administration have issued the attached Interagency Advisory on Accounting and Reporting for Commitments to Originate and Sell Mortgage Loans. The advisory provides guidance on the appropriate accounting and reporting for both derivative loan commitments (that is, commitments to originate mortgage loans that will be held for resale) ...   Read More
May 03, 2005
 
 < 
 Previous
1
2 3
Page 1 of 3
Previous
Page
Next
Page
Source :www.MortgagesAnalyzed.com

Comments

comments powered by Disqus
Finance
Know all there is to know about the US Mortgage Industry. We help you to make a well informed decision.
Finance
Loan Products
Confused about the choosing right loan product for you? We help you decide the loan product that suits your needs best.
Loan Products
Documents
Here you will find all there is to know about the forms, papers & documents required for Home Loan Mortgage and much more.
Documents
Regulation
List of all the Regulations related to US Mortgage Industry.
Regulations