Mortgages Analyzed
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Mortgages Analyzed
 
Final Rule
Federal Mortgage Disclosure Requirements under the Truth in Lending Act (Regulation Z)
 
 
Document Citation:
83 FR 19159
Type:
Final Rule
Type Detail:
Final Rule
Publish Date:
Apr 26, 2018
Effective Date:
Jun 01, 2018
Source:
Source    Source
Document Citation:
83 FR 19159
Type:
Final Rule
Type Detail:
Final Rule
Publish Date:
Apr 26, 2018
Effective Date:
Jun 01, 2018
Source:
Source    Source
 

The Bureau of Consumer Financial Protection (Bureau) is amending Federal mortgage disclosure requirements under the Real Estate Settlement Procedures Act (RESPA) and the Truth in Lending Act (TILA) that are implemented in Regulation Z. The amendments relate to when a creditor may compare charges paid by or imposed on the consumer to amounts disclosed on a Closing Disclosure, instead of a Loan Estimate, to determine if an estimated closing cost was disclosed in good faith.

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