Mortgages Analyzed

# Mortgage Calculators

## Amortization Schedule

An amortization schedule is a table which lists the regular payment on the mortgage, detailing how each payment is applied to the principal and interest.

## Payment Comparison

Payment Comparison demonstrates how the monthly payment is affected by change in interest rate and loan term.

Rent Vs Buy Calculator helps you make the decision which is right for you, buying a house or renting a home.

# Mortgage Maths Calculators

## Blended Rate Calculator

Blended Rate Calculator calculates the effective or blended interest rates of the two (or more) mortgages.

## Debt to Income and Housing Ratio Calculator

Debt to income ratio, DTI, informs the lender the value of the house you can afford.
Housing expense Ratio is the percentage of your monthly income devoted to your housing expenses, including your monthly mortgage, Property tax, insurance.

## Home Equity Calculator

Home equity calculator estimate the home value and the mortgage balance, so as to determine how much you may be able to borrow more.

## LTV and CLTV Calculator

Loan to Value, LTV Calculator helps determine the loan amount relative to value of the home. CLTV, Combined Loan to value is used for calculating cumulative loans to value ratio.

LTV and CLTV Calculator

# Time Value of Money Calculators

## Simple Interest Calculator

Simple interest calculator determines the interest on your the principal loan without compounding.

## Compound Interest Calculator

Compound Interest is the addition of interest to the principal sum of loan or deposit. Use Compound Interest calculator to determine the amount of interest on the loan based on the number of compounding periods.

## Effective Interest Rate Calculator

Use the Effective Interest Rate Calculator to calculate the effective annual interest rate based on the nominal annual interest rate and the number of compounding periods per year.

Source :www.MortgagesAnalyzed.com

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